Tax Planning

Would You Like to Shrink Your Yearly Tax Burden?
Our Proprietary Plan Will Minimize Your Tax Liability.

Our tax planning professionals focus on mastering the nuances of tax law, complex tax codes and staying up-to-date on changes that will affect your tax returns throughout the year.

We do this because we know that planning is the key to valuable tax savings and we want to help you plan for greater income by implementing tax savings strategies throughout the year that will benefit you all year long.

Our clients pay the least amount of taxes allowable by law because we help them look for ways to minimize their tax burden.

Let us help you with your tax planning, too!

Did you know, for instance, that you can:

9

Move your income into lower tax brackets by splitting income among family members or legal entities.

9

Shift income and/or expenses to different years in order to best take advantage of lower rates.

9

Defer tax liability through some types of investment options.

9

Avoid tax liability through some types of investment options, both on the federal and provincial level.

9

Increase your tax deductions by purchasing things that you enjoy.

These, and other Tax Saving Strategies will help you:

9

Benefit from the growth and savings of your own assets by keeping them out of the government’s hands.

9

Reduce taxes on investments so that you can grow your money quicker.

9

Keep more of what you make by reducing your taxed income.

9

Defer income in order to keep your money now and pay your taxes later.

9

Understand estate taxes and planning so that your family gets to keep more of what you make.

9

Give money while reducing taxes to maximize your giving potential.

9

Plan for retirement in ways that best benefit you.

When you become our client, you are paying for a tax planning service that will  pay you back. Most of our clients experience tax burden relief, as well as time saved and peace of mind. Our fees are often paid back through the reduced tax liability you will enjoy as part of our planning and legitimate tax savings strategies.

Self Employed Taxes Canada: What You Need to File, Pay, and Claim

Running your own business in Canada means the CRA is not your employer's problem anymore. No one is withholding income tax from your pay, remitting CPP on your behalf, or handing you a T4 at year end. All of that falls on you. Understanding how self employed taxes...

Capital Gains on Inherited Property in Canada: What You Need to Know

Inheriting property in Canada comes with a common misconception. Many people assume that because Canada has no inheritance tax, there is no tax to worry about at all. That is not accurate. While Canada has no inheritance tax, capital gains tax is applied to inherited...

Fiscal Year in Canada: How to Choose the Right Year-End for Your Business

One of the first decisions a newly incorporated business makes in Canada is one that most owners do not spend nearly enough time on. Your fiscal year end date affects your corporate tax deadlines, your cash flow planning, your GST/HST reporting schedule, and your...

PREC: The Tax Advantage Every Canadian Real Estate Agent Should Know About

If you are a real estate agent in Canada earning strong commission income and still operating as a sole proprietor, there is a good chance you are paying significantly more tax than you need to. A Personal Real Estate Corporation, commonly known as a PREC, is a...

Canada Workers Benefit: Are You Leaving Money on the Table?

Every year, thousands of eligible Canadians miss out on the Canada Workers Benefit simply because they do not know it exists or assume they do not qualify. The Canada Workers Benefit is a refundable tax credit offered by the federal government to help people earning a...

BC Speculation and Vacancy Tax: Who Pays It and How to Avoid It

Owning residential property in British Columbia comes with a tax obligation many owners do not find out about until a letter arrives in the mail. The BC speculation and vacancy tax is an annual provincial tax that applies to residential properties in designated...

CERB Repayment in Canada: What You Owe and What to Do Next

A letter from the CRA with a cerb repayment request is stressful, confusing, and for many Canadians, completely unexpected. You are not alone. As of December 2025, close to 1.4 million Canadians have repaid about $3.3 billion in COVID-19 benefits, but hundreds of...

GST/HST Netfile: How to File Your Return Online in Canada

If you are registered for GST/HST in Canada, filing your return is not optional, and since 2024, for most registrants, filing on paper is no longer allowed either. The CRA now requires the vast majority of GST/HST registrants to file electronically. The good news is...

Bookkeeping Services Toronto: What Small Businesses Need to Know

If you run a small business in Toronto and your books are a mess, you are not alone. About 60% of small business owners say accounting trips them up, leading to errors. The good news is that professional bookkeeping services Toronto businesses rely on can take that...

Tax Planning for Canadian Business Owners: How to Keep More of What You Earn

Most Canadian business owners file their taxes once a year and move on. That approach works, but it almost always means overpaying. Tax planning is what separates business owners who consistently keep more of their profits from those who hand over more than they need...